💰 Budget Calculator

Create a balanced budget with 50/30/20 rule analysis

💵 Monthly Income

Salary (After Tax)

Side Income

Investment Income

Other Income

Total Monthly Income

$0.00

🏠 Needs (Essential Expenses)

Target: 50% of income

$0.00

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Housing (Rent/Mortgage)

Utilities

Groceries

Transportation

Insurance

Minimum Debt Payments

🎉 Wants (Lifestyle Expenses)

Target: 30% of income

$0.00

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Dining Out

Entertainment

Shopping

Subscriptions

Travel & Vacation

Hobbies & Other

💾 Savings & Investments

Target: 20% of income

$0.00

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Emergency Fund

Retirement (401k/IRA)

Investments

Extra Debt Payments

Savings Goals

Monthly Surplus/Deficit

$0.00

Total Expenses

$0.00

Needs %

Wants %

Savings %

50/30/20 Rule Analysis

Needs

53%

Target: 50%

Over target

Wants

19%

Target: 30%

Under target

Savings

28%

Target: 20%

Excellent!

B+

Good budget with room for improvement

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